ProprioValeurCalculate net proceeds
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Timing decision

What happens financially if I sell now instead of later?

Enter two prices and your own costs. The tool compares scenarios without forecasting the real-estate market.

No account requiredImmediate resultAmounts stay in your browser

Editable assumptions

Compare two assumptions you choose

Live result
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User assumption, not a forecast.
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Calculated locally in your browser. Exact amounts are never sent to analytics.

Optional human review

Want a Greater Montréal broker to review your scenario?

Your calculator amounts are not shared automatically. The existing consultation form explains what will be transmitted and asks for explicit consent.

Open optional consultation

Future scenarios are not forecasts

Price, rate and cost changes are your assumptions. ProprioValeur does not predict the real-estate market.

Transparent method

How this calculator works

  1. The sell-now scenario uses today’s entered price less entered costs.
  2. The wait scenario deducts interest, taxes, maintenance and insurance during the period.
  3. Mortgage principal paid is added and the hypothetical increase in the next purchase is deducted.

Limits and amounts to confirm

Amounts are rounded and depend only on the information entered. Confirm transaction-specific figures with the relevant lender, notary, municipality or professional.

Continue your scenario

Related seller tools

Each tool has its own purpose and uses the same shared calculation rules.

Net proceeds

How much will you keep after selling your home?

Sell and buy

If I sell my home, how much could I afford to buy next?

Complete scenario

If I sell my home, what happens next?