Mortgage and sale

How will my mortgage affect me if I sell now?

Compare the cost of paying off your mortgage now, transferring it to another property or waiting until renewal. Your lender must confirm any penalty.

No account requiredImmediate resultPrivate calculation

Your figures

Pay off now, transfer or wait?

Results update automatically
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Leaving 0 uses three months of interest. It does not mean your penalty is zero.
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The displayed penalty is an estimate

Methods vary by lender and contract. Ask your lender for the official amount required to discharge or port the mortgage.

The calculation explained

How this calculator works

  1. A lender-provided amount is used as entered.
  2. Otherwise, the simple estimate equals three months of interest on the balance.
  3. Porting and waiting use only the costs you enter.

What to check next

Amounts are rounded. Replace examples with your figures and check costs with your lender, notary or municipality. Costs you have not entered are not included.

Official sources