Transparent method
How this calculator works
- A lender-provided amount is used as entered.
- Otherwise, the simple estimate equals three months of interest on the balance.
- Porting and waiting use only the costs you enter.
Limits and amounts to confirm
Amounts are rounded and depend only on the information entered. Confirm transaction-specific figures with the relevant lender, notary, municipality or professional.
Official sources and dates
- Banque du Canada — nouveaux prêts hypothécaires résidentiels non assurés (V122667781)Effective/source date: 2026-06-01 · verified: 2026-08-23