ProprioValeurCalculate net proceeds
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Sell, then buy

If I sell my home, how much could I afford to buy next?

Test a specific property or get a planning range from your equity, savings and voluntary financial inputs.

No account requiredImmediate resultAmounts stay in your browser

Editable assumptions

Connect your sale to the next purchase

Live result
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Rate and amortization
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Calculated locally in your browser. Exact amounts are never sent to analytics.

Optional human review

Want a Greater Montréal broker to review your scenario?

Your calculator amounts are not shared automatically. The existing consultation form explains what will be transmitted and asks for explicit consent.

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This estimate is not a mortgage pre-approval

Actual borrowing capacity depends on income, debts, credit, down payment, offered rate, property type and lender requirements.

Transparent method

How this calculator works

  1. Specific-property mode first reserves purchase costs and the requested cash buffer.
  2. Land transfer duty uses the 2026 provincial schedule or Montréal’s schedule when selected.
  3. Range mode applies cautious monthly-budget guideposts for planning only.

Limits and amounts to confirm

Amounts are rounded and depend only on the information entered. Confirm transaction-specific figures with the relevant lender, notary, municipality or professional.

Official sources and dates

Continue your scenario

Related seller tools

Each tool has its own purpose and uses the same shared calculation rules.

Net proceeds

How much will you keep after selling your home?

Complete scenario

If I sell my home, what happens next?

Sell or wait

What happens financially if I sell now instead of later?