Home sale net proceeds

How much will you keep after selling your home?

Net proceeds are the money left after paying off your mortgage and selling costs. Enter your expected selling price and the amounts to subtract.

No account requiredImmediate resultPrivate calculation

Your figures

Your sale figures

Results update automatically

Check the prefilled amounts. Replace the examples with your figures. If you came from another calculator, check any carried-over amounts too.

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Enter the price you expect to sell for. You can change it to try another scenario.
$
Amount still owing. Ask your lender for the payout balance.
$700,000

Hypothetical scenario. Use the field above to enter a precise amount.

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Review all selling costs
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Leaving 0 means no penalty is deducted. Ask your lender for the amount.
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Recorded sales

Comparable sales at hand

Comparable sales search page →

What would you like to do next?

Buy another property

Continue with the figures from your scenario.

Broker advice, on request

Want to verify these figures before deciding?

A local broker can compare recent sales with your property and review your selling price.

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Understand the result

What determines how much you keep after selling?

Subtract the mortgage payout and selling costs from the selling price. The money left is your net proceeds. Check the final price, mortgage penalty and notary costs in particular.

The amounts below are examples. Use your own figures and confirm the costs with your lender, notary or broker.

See the Quebec condominium-selling checklist →

No mortgage

$600,000 entered sale price, no mortgage, 4% commission plus tax and $4,000 in other entered costs.

Hypothetical inputs - not a market average

Mortgage remaining

$700,000 entered sale price, $350,000 mortgage, 4% commission plus tax and $8,000 in other entered costs.

Hypothetical inputs - not a market average

Condominium seller

$500,000 entered sale price, $225,000 mortgage, 4% commission plus tax and $6,500 in documents, moving and other entered costs.

Hypothetical inputs - not a market average

The final amount is confirmed at closing

Actual costs vary with the transaction, brokerage agreement, lender, notary, certificate of location, tax adjustments and other expenses.

The calculation explained

How this calculator works

  1. Brokerage commission can be entered as a percentage or flat amount.
  2. GST and QST are applied to commission only when selected.
  3. The mortgage, penalty and every other entered cost are then subtracted from the sale price.

What to check next

Amounts are rounded. Replace examples with your figures and check costs with your lender, notary or municipality. Costs you have not entered are not included.

Official sources